Terms and Conditions

Welcome to LovePay.ng! These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using LovePay.ng, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you may not use our services.


1. Definitions

"LovePay", "we", "us", or "our" refers to LovePay.ng, the operator of this website. "User", "you", or "your" means any person who accesses or uses the services on LovePay.ng.


2. Eligibility

To use our services, you must be: At least 18 years of age, or the age of majority in your jurisdiction. Capable of entering into a legally binding agreement. Using the platform for lawful purposes only.


3. Services Offered

LovePay.ng provides a digital platform for the payment of utility bills, including but not limited to electricity, airtime, internet subscriptions, cable TV, and other similar services.


4. User Account

You may need to register for an account to access some services. You are responsible for maintaining the confidentiality of your login details. You agree to provide accurate and current information when registering or updating your account.


5. Payments and Transactions

All transactions on LovePay.ng are processed via secure payment gateways. We do not store your card or financial information. Payments are non-refundable once successfully processed, except where applicable by law or specific service failure. In the case of failed transactions, users are advised to contact support immediately.


6. Service Availability

We strive to ensure uninterrupted access but cannot guarantee 100% uptime. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.


7. User Conduct

You agree not to: Use the platform for fraudulent or illegal activities. Attempt to gain unauthorized access to the platform or user data. Post or transmit harmful or malicious content.


8. Intellectual Property

All content, trademarks, and intellectual property on LovePay.ng are owned by or licensed to us. You may not reproduce, distribute, or exploit any content without prior written permission.


9. Limitation of Liability

LovePay.ng is not liable for indirect, incidental, or consequential damages arising from your use of our services. We do not guarantee the accuracy or reliability of any third-party service provider listed or integrated on our platform.


10. Indemnification

You agree to indemnify and hold harmless LovePay.ng and its affiliates from any claims, damages, or expenses arising from your use of the platform or violation of these Terms


11. Termination

We may suspend or terminate your access to LovePay.ng if you violate these Terms or engage in any conduct harmful to us or other users.


12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.


13. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective once posted on this page. Your continued use of the platform constitutes acceptance of the revised Terms.


Contact Us

If you have any questions or concerns about this Terms, please contact us at:
support@lovepay.ng
Thank you for using LovePay!